Understanding & Optimizing Your Costs


How to pay for non-medical in-home care – and knowing what you’re paying for – can be confusing. So the LIFETIME Care at Home team developed simple charts to help you understand the basics, to see the major cost differences between care types, and to offer 7 tips for making the most of whatever budget you have.

The Basics Of Home Care Costs

When hiring in-home care, your responsibilities and costs can be drastically different. See the differences in hiring LIFETIME Care at Home versus a private aide or placement agency.

Are you responsible for:with
Care At Home
Private Aide/
Placement Agency
Fees to Agency None $22-25/shift
Federal Payroll Taxes No Yes
State Payroll Taxes No Yes
Unemployment Costs No Yes
Personal Injury Liability Costs No Yes
Employment Documentation No Yes
Employee Management No Yes
Employee Termination No Yes

Connecticut Cost Comparisons

Curious about the median daily and yearly cost of in-home care in Connecticut? An independent Genworth Financial survey shows a big difference between nursing homes and in-home care, and that LIFETIME Care at Home saves significant dollars without sacrificing care quality.

Genworth Cost of care jpeg 2.jpg

7 Tips To Stretch Your Dollars


Use these simple tips from the LIFETIME Care at Home team to make your dollars last longer.

  1. Search for every possible Connecticut home care funding source. The CHOICES program can help: 800.994.9422 or call the VNA Community Healthcare HelpLine for Eldercare: 866.474.5230

  2. Explore Veterans Aid and Attendance Pension, which may provide as much as $2,020 per month. For more details, visit www.veterainaid.org

  3. Use safety monitoring tools like the GrandCare® system to substitute for some human help.

  4. Consider an adult day center like the Strong House for daytime assisted living, and supplement with private in-home care.

  1. Combine family, church, neighbor and private paid resources to optimize care while maintaining your loved one’s personal community.

  2. Hire professional caregivers to avoid the liability of accidents, theft or employees who are tardy or don’t show up

  3. Work with a care team to match the home care service to the exact need. Too much or too little will cost you more.

Next Steps

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Schedule a Meeting

next-step-icon2.pngNot sure how to start, or have more questions about, home care?

Call 866.968.7587